Applying for the MHADA Lottery in Maharashtra: A Quick Guide

How to Apply for the MHADA Lottery Scheme in Maharashtra

The Maharashtra Housing and Area Development Authority (MHADA) offers a fantastic opportunity for affordable housing through its annual lottery scheme. Designed for low- and middle-income groups, this scheme helps individuals secure subsidized flats across various regions in Maharashtra. Here’s a step-by-step guide to applying for the MHADA lottery scheme:

Step 1: Verify Eligibility
Before diving into the application process, ensure you meet the eligibility criteria. Typically, you must:
- Be an Indian citizen residing in Maharashtra for at least 15 years.
- Be 18 years or older.
- Hold a valid PAN and Aadhaar card.
- Have a regular income that falls within one of the designated income groups: Economically Weaker Section (EWS), Lower Income Group (LIG), Middle Income Group (MIG), or Higher Income Group (HIG).
- Not own any residential property in Maharashtra's urban areas.
- Not have previously benefited from other state or central government housing schemes.

Step 2: Register on the MHADA Website
To start, create an account on the official MHADA website ([housing.mhada.gov.in](https://housing.mhada.gov.in)). Click the ‘Register’ button and provide your basic details including name, mobile number, and email address. Upload your photograph and signature as per the specified format. Once registered, you’ll receive a verification code to activate your account.

Step 3: Complete the Online Application Form
Log in to your MHADA account to fill out the online application form. Choose your preferred city and board—such as Mumbai, Pune, or Aurangabad. Select your income group and category (e.g., general, reserved, or ex-servicemen). Review the list of available schemes, detailing the location, carpet area, and price of the flats. You can select up to five schemes in order of preference. Enter your personal details, including address, occupation, and income, and upload scanned copies of required documents (income proof, domicile certificate, etc.). Check the status of document verification online.

Step 4: Make the Online Payment
After completing the application form, proceed to pay the application fee and earnest money deposit (EMD). The application fee is ₹500 for all categories, while the EMD amount varies based on the scheme and income group. Payment can be made through net banking, debit card, credit card, or UPI. Upon successful payment, you’ll receive a confirmation message and receipt, which you should keep for reference.

Step 5: Await the Lottery Draw
Once your application and payment are processed, wait for the lottery draw date, which will be announced on the MHADA website and in media channels. The computerized draw will be conducted publicly. Results will be posted on the MHADA website and notice boards. You can check your application status by entering your application number. If selected, you’ll receive a confirmation message and allotment letter from MHADA.

Step 6: Finalize Formalities and Take Possession
If selected, complete the necessary formalities to take possession of your flat. This includes paying the remaining amount, stamp duty, and registration charges. Submit original documents and the allotment letter to MHADA. After signing the agreement, you’ll receive the possession letter and keys. Ensure you adhere to all scheme terms and conditions.

The MHADA lottery scheme presents an excellent opportunity for aspiring homeowners in Maharashtra. To avoid fraud, apply only through the official MHADA website and follow all guidelines carefully. Keep track of important dates and stay updated on your application status. Good luck with your application, and we hope you secure your dream home through the MHADA lottery!

For any queries or more information, contact the MHADA helpline or visit their local office.